Digital ID in Sweden: BankID, Freja+ and Sverige-ID
How to prove who you are online in Sweden: BankID, Freja+ and the Skatteverket ID card, plus the new state e-ID Sverige-ID from December 2026 and the EU wallet.
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In Sweden you prove who you are online with BankID, issued by your bank, or with Freja+, and from 1 December 2026 also with the state e-ID Sverige-ID. The Swedish EU wallet is planned on top of Sverige-ID and is not a finished public app in October 2026.
At a glance
| Item | Status |
|---|---|
| National eID | Sverige-ID (state e-ID, applications from 1 December 2026); Swedish ID card as physical document |
| Mobile or app solution | BankID app, Freja+ app |
| Bank-based ID | BankID, issued by Swedish banks |
| eIDAS status | Swedish eID (Svensk e-legitimation) notified December 2020 at levels substantial and high (source: the Commission’s overview of notified eID schemes, checked October 2026) |
| EUDI wallet, October 2026 | Announced project, no public sandbox; Sverige-ID to be the base |
| Responsible body | Swedish Agency for Digital Government (Digg), Swedish Police Authority, Swedish Tax Agency |
The national system
Sweden is unusual: for years the practical national eID has been BankID, a system owned by the banks. Digg runs the quality mark ‘Svensk e-legitimation’. According to Digg and the e-legitimation site, three e-IDs currently carry it: BankID, Freja+ and AB Svenska Pass, the ID card issued through the tax agency. Digg’s authorisation system lets public bodies accept approved providers through one ready-made agreement instead of procuring separately. Digg reports that BankID became available to public bodies in that system from 1 January 2026, alongside Freja+.
The state’s own e-ID is the new element. Sverige-ID is developed by the Swedish Police Authority in cooperation with Digg and approved at the highest level of the national trust framework. The assurance concept is the same one explained in our guide to levels of assurance.
How to get it and use it
BankID requires a Swedish personal number and a bank account with a participating bank, and you activate it as an app, a card or desktop software. Under-18s need parental consent. Freja+ needs a personal or coordination number and a valid ID document, registered in the app with a photo of the document. AB Svenska Pass requires you to be registered in Sweden.
Sverige-ID can be applied for from 1 December 2026, according to the Police Authority. It is managed through a mobile app and tied to the physical national ID card, or to the new state ID card for foreigners registered in Sweden. Reports describe eligibility from age nine. The Riksbank has backed the plan as a way to add competition and redundancy and to help people who find BankID hard to obtain, such as new arrivals or people without a Swedish bank account.
The EU wallet in Sweden (October 2026)
The Swedish government and Digg describe Sverige-ID as the foundation of the Swedish EU Digital Identity Wallet for cross-border services. As of September 2026, independent trackers still list the wallet as an announced project with no public sandbox, so the earliest realistic milestone is the Sverige-ID opening in December. Our guide to the EU Digital Identity Wallet explains what a wallet adds on top of a login.
Use abroad and by foreigners
Swedish e-IDs are designed for Swedish services. Using them in other countries depends on notification and on the foreign service connecting to the cross-border network; see our guide to using your national eID in another EU country. If you are moving to Sweden, you will usually need a personal number first, then a bank account or a Freja+ registration. Neighbouring systems are covered on our pages for Norway, Finland and Denmark.
Practical tips
- Do not rely on BankID alone: a second e-ID such as Freja+ helps during outages or when the bank route is closed to you.
- Newcomers should follow the order of registration with the Tax Agency, personal number, and then a bank account or Freja+.
- Watch 1 December 2026, when Sverige-ID opens for applications.
Privacy in brief
Swedish e-IDs are used for banking, taxes and healthcare, so they are a prime target for fraud. Only approve a request in the app if you started it yourself, and never read a one-time code or hand over your device to a caller who claims to be from a bank or authority.
Frequently asked questions
What is the difference between BankID and Freja+?
BankID is issued by Swedish banks and is used by the vast majority of adults. Freja+ is issued by Freja eID Group, requires a Swedish personal or coordination number and a valid ID document, and does not need a bank account. Both have been approved by the Swedish Agency for Digital Government (Digg) and carry the ‘Svensk e-legitimation’ quality mark.
What is Sverige-ID?
Sverige-ID is the planned state e-ID, developed by the Swedish Police Authority in close cooperation with Digg. It is linked to the physical national ID card, or to the new state ID card for foreigners registered in Sweden, and approved at the highest level of the national trust framework. Applications open on 1 December 2026.
Can I get a Swedish e-ID as a newcomer?
It depends on the provider. BankID needs a Swedish personal number and a bank account with a participating bank. Freja+ needs a personal or coordination number and a valid ID document, and the applicant must not have spent more than three years abroad. The tax agency also issues a state-approved ID card.
Is there a Swedish EU wallet yet?
Not as a finished public app in October 2026. Sverige-ID is intended to be the basis for the Swedish EU Digital Identity Wallet, and independent trackers list the wallet as an announced project without a public sandbox.